Taxes · Tax year 2027
2027 Tax Brackets (Projected) and Standard Deduction
Updated
Not official yet. As of October 27, 2026 the IRS had not published its 2027 figures. The numbers below are Thomson Reuters Checkpoint projections, which match Bloomberg Tax & Accounting at the bracket edges we checked. This page switches to the IRS figures on the day they are released.
The short answer
- The seven rates do not change: 10%, 12%, 22%, 24%, 32%, 35% and 37%.
- The income ranges rise about 3.2% for inflation. The 10% bracket covers taxable income up to $12,800 single and $25,600 married filing jointly.
- The projected standard deduction is $16,600 single, $33,200 joint and about $24,900 head of household.
- On $75,000 of wages, a single filer would owe about $281 less federal income tax in 2027 than in 2026.
- Filing in early 2027? You use the 2026 brackets, further down this page.
2027 federal income tax brackets (projected)
| Rate | Single | Married filing jointly | Head of household |
|---|---|---|---|
| 10% | $0 to $12,800 | $0 to $25,600 | $0 to $18,250 |
| 12% | $12,801 to $52,025 | $25,601 to $104,050 | $18,251 to $69,650 |
| 22% | $52,026 to $109,125 | $104,051 to $218,250 | $69,651 to $109,100 |
| 24% | $109,126 to $208,325 | $218,251 to $416,650 | $109,101 to $208,300 |
| 32% | $208,326 to $264,550 | $416,651 to $529,100 | $208,301 to $264,550 |
| 35% | $264,551 to $661,375 | $529,101 to $793,650 | $264,551 to $661,350 |
| 37% | Over $661,375 | Over $793,650 | Over $661,350 |
Married filing separately follows the single brackets up to the 35% rate, which ends at $396,825 (projected).
Standard deduction, 2026 vs 2027
| Filing status | 2026 (official) | 2027 (projected) | Change |
|---|---|---|---|
| Single | $16,100 | $16,600 | +$500 |
| Married filing jointly | $32,200 | $33,200 | +$1,000 |
| Head of household | $24,150 | $24,900 | +$750 |
What it means at your income
Federal income tax on the same wages in 2026 and 2027, using the standard deduction and no credits. Real bills differ with credits, other income and pre-tax contributions such as a 401(k).
| Wages | Filing status | 2026 tax | 2027 tax | You pay less | 2027 bracket |
|---|---|---|---|---|---|
| $50,000 | Single | $3,820 | $3,752 | $68 | 12% |
| $75,000 | Single | $7,670 | $7,390 | $281 | 22% |
| $100,000 | Single | $13,170 | $12,890 | $281 | 22% |
| $150,000 | Single | $24,734 | $24,375 | $359 | 24% |
| $100,000 | Married filing jointly | $7,640 | $7,504 | $136 | 12% |
| $150,000 | Married filing jointly | $15,340 | $14,779 | $561 | 22% |
| $250,000 | Married filing jointly | $37,468 | $36,779 | $689 | 22% |
| $60,000 | Head of household | $3,948 | $3,847 | $101 | 12% |
2026 tax brackets (for returns filed in 2027)
If you are filing a return in early 2027, these are the brackets you need. They are official, from IRS Revenue Procedure 2025-32.
| Rate | Single | Married filing jointly | Head of household |
|---|---|---|---|
| 10% | $0 to $12,400 | $0 to $24,800 | $0 to $17,700 |
| 12% | $12,401 to $50,400 | $24,801 to $100,800 | $17,701 to $67,450 |
| 22% | $50,401 to $105,700 | $100,801 to $211,400 | $67,451 to $105,700 |
| 24% | $105,701 to $201,775 | $211,401 to $403,550 | $105,701 to $201,750 |
| 32% | $201,776 to $256,225 | $403,551 to $512,450 | $201,751 to $256,200 |
| 35% | $256,226 to $640,600 | $512,451 to $768,700 | $256,201 to $640,600 |
| 37% | Over $640,600 | Over $768,700 | Over $640,600 |
Answers
Frequently asked questions
- The seven federal rates stay at 10%, 12%, 22%, 24%, 32%, 35% and 37%. Under the projected 2027 figures, the 10% bracket covers taxable income up to $12,800 for single filers and $25,600 for married couples filing jointly, and the 37% rate starts above $661,375 single and $793,650 joint. These are Thomson Reuters Checkpoint projections; the IRS had not published official figures as of October 27, 2026.
- The IRS publishes the next year's inflation adjustments each autumn. The 2026 figures came out on October 9, 2025, and as of October 27, 2026 the 2027 figures had not been released. This page switches to the official numbers the day they are published.
- Projected: $16,600 for single filers and married filing separately, $33,200 for married couples filing jointly, and about $24,900 for heads of household (Bloomberg Tax puts it at $24,925 to $24,950 depending on IRS rounding). That is up from $16,100, $32,200 and $24,150 for 2026.
- The 2026 brackets. A return filed in early 2027 covers income earned in tax year 2026, so it uses the official 2026 schedule below (10% up to $12,400 single, standard deduction $16,100). The 2027 brackets apply to income earned during 2027, filed in 2028, and to the withholding on your paychecks from January 2027.
- On the same income, usually a little less, because the brackets and the standard deduction rise with inflation while the rates do not. A single filer earning $75,000 in wages would owe about $7,670 in federal income tax for 2026 and about $7,390 for 2027, roughly $281 less, before any credits. If your pay rises faster than inflation, your bill can still go up.
- No. Each rate applies only to the slice of taxable income inside its bracket. The single filer earning $75,000 is in the 22% bracket for 2027, but their effective federal rate on total wages is about 9.9%.
Method and sources
- • 2026: IRS, IRS Revenue Procedure 2025-32 (announced October 9, 2025).
- • 2027: Thomson Reuters Checkpoint projections, built from 11 months of C-CPI-U data because the October 2025 index was not published during the shutdown. Bloomberg Tax & Accounting projects the same bracket edges and a 3.2% adjustment.
- • Examples: wages only, standard deduction, no credits, no state tax. They apply the published schedules above; we do not re-derive any threshold ourselves.
Educational figures, not tax advice. Check the IRS or a tax professional for your own return.