Question 1

Which routing number do I use for a bank in New York?

Accepted Answer

Your routing number is tied to the state where you opened your account, not simply where you live now. Find your bank below and use the number listed for New York, and confirm it against a cheque or your bank before sending funds. Wire transfers often use a different number from ACH and direct deposit.

Question 2

Is a bank's routing number the same across every state?

Accepted Answer

No. Large banks use different routing numbers by region because of how they grew through mergers. A number that is correct for an account opened in New York may be wrong for the same bank in another state.

Question 3

What is the difference between the paper, electronic, and wire numbers?

Accepted Answer

The paper number is printed on your cheques and used for cheque clearing; the electronic (ACH) number is used for direct deposit and automatic payments; the wire number is used for same-day domestic wire transfers. Using the wrong type can delay or reject a transfer.

Routing Number	State / Region	Type
021000021	New York	Paper
021000021	New York	Electronic
022300173	New York (Downstate)	Paper
028000024	New York (Wire)	Wire

Routing Number	State / Region	Type
021000322	New York	Paper
021000322	New York	Electronic
026009593	New York (Wire)	Wire

Routing Number	State / Region	Type
021000089	New York (Metro)	Paper
021000089	New York (Metro)	Electronic
021001486	New York (Upstate)	Paper

Routing Number	State / Region	Type	Actions
021201503	New York (Metro)	Paper
021302567	New York (Upstate)	Paper

New York Bank Routing Numbers

Chase Bank

Bank of America

Wells Fargo

Citibank

Capital One

TD Bank